Privacy Policy

Last Updated: January 2026

At Student Debt Calculator UK (studentdebtcalculator.co.uk), the privacy of our visitors is extremely important to us. This Privacy Policy document outlines the types of personal information that is received and collected by us and how it is used.

1. The Calculator Data (Client-Side Privacy)

We are proud to operate a “Zero-Knowledge” calculation tool.

  • How it works: When you enter your salary, loan balance, and repayment details, the mathematics are performed locally on your device (using JavaScript).
  • Data Transmission: Your financial inputs are not transmitted to our servers, stored in a database, or seen by our team.
  • Session Data: Once you close the browser tab, your input data is cleared (unless your specific browser settings are configured to retain form history).

2. Cookies and Web Beacons

Like any other website, we use ‘cookies’. These cookies are used to store information including visitors’ preferences and the pages on the website that the visitor accessed or visited. The information is used to optimise the users’ experience by customising our web page content based on visitors’ browser type and/or other information.

3. Google AdSense & DoubleClick DART Cookie

We use Google AdSense to display advertisements to help fund the maintenance of this free tool.

  • Google, as a third-party vendor, uses cookies to serve ads on our site.
  • Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet.
  • Users may opt out of the use of the DART cookie by visiting the Google Ad and Content Network Privacy Policy at the following URL: https://policies.google.com/technologies/ads

4. Log Files

We follow a standard procedure of using log files. These files log visitors when they visit websites. The information collected includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, and referring/exit pages. These are not linked to any information that is personally identifiable. The purpose of the information is for analysing trends, administering the site, and gathering demographic information.

5. GDPR Rights (UK & EU Users)

Under the UK General Data Protection Regulation (UK GDPR), you have the right to access, rectify, or erase your personal data. However, since we do not store your personal financial data on our servers, there is usually no data for us to provide or delete regarding your calculator usage.

If you have questions about this Privacy Policy, please contact us at: support@studentdebtcalculator.co.uk

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